💡 TL;DR (Quick Summary)
Fly Now, Pay Later lets you book your flight now and pay over time through easy bi-weekly installments with H-Travel. It comes with fast approval, clear terms, and no hidden fees. Perfect for Filipinos, immigrants, and travellers who want to visit home or plan a dream vacation without paying in full upfront.
🏆 What Is Fly Now, Pay Later?
Fly Now, Pay Later is a flexible travel payment option that lets you book your flight today and pay for it over time through small, scheduled installments. With H-Travel, you can secure your trip right away and make bi-weekly payments that fit your budget.
Here’s how it works. Instead of waiting until you’ve saved the full amount, you choose your destination, apply for Fly Now, Pay Later, and get approved quickly. Once approved, you can travel immediately while paying off your balance in manageable terms.
Many people prefer this over using credit cards because there are no hidden fees or high interest rates. It’s a practical choice for anyone who values flexibility and wants to make travel plans happen sooner.
🌍 Why It’s Perfect for Filipino and Canadian Travellers
For many Filipinos living in Canada, flying home isn’t just a vacation. It’s about reconnecting with family, bringing pasalubong, and feeling that sense of home again. The challenge is that ticket prices can make those plans feel out of reach, especially during holidays or family events.
Fly Now, Pay Later changes that. You can finally visit home, attend a celebration, or surprise loved ones without worrying about paying everything upfront. It also helps Canadians who want to take spontaneous trips or plan vacations without straining their budget.
What makes H-Travel special is our local touch. Our Winnipeg-based team understands what it’s like to miss home or crave a break. We help you plan, book, and fly with flexible payment options that make sense. Many of our clients say this program made their long-overdue trips possible, and that’s the part we’re most proud of.
🧩 How H-Travel’s Fly Now Pay Later Works (Step by Step)
Booking your flight with Fly Now, Pay Later is simple. There’s no complicated process or long waiting period. Here’s how it works:
- Choose your destination and flight.
Tell us where and when you’d like to go. Our team will find the best flight options for your budget and schedule. - Apply for Fly Now, Pay Later.
You can apply online through H-Travel.ca or talk to one of our travel agents. The form takes just a few minutes to complete. - Get approved fast.
Most applications are approved within 24 to 48 hours through HautiePay or one of our partner financing programs. - Book your ticket and get ready to fly.
Once you’re approved, we’ll confirm your booking so you can start preparing for your trip. - Pay over time with flexible terms.
You’ll make small bi-weekly payments until your balance is fully paid. Everything is transparent, and you’ll always know exactly what you owe.
💬 Tip: Save your approval details or screenshot your payment schedule so you can easily track your payments.
💰 Example: Real Flight Financing Breakdown
| Destination | Total Cost | Bi-Weekly Payment | Duration | Provider |
|---|---|---|---|---|
| Manila, PH | $1,800 | $75 | 12 months | HautiePay |
| Vancouver | $720 | $30 | 12 months | HautiePay |
| Toronto | $550 | $22.92 | 12 months | HautiePay |
✈️ Estimate your own payments instantly. Message our team at H-Travel today and we’ll help you find the best flight and plan that fits your budget.
🪪 Requirements and Approval Process
Getting approved for Fly Now, Pay Later is quick and easy. We designed this program for everyday travellers, so you don’t need perfect credit or a pile of paperwork to qualify.
Here’s what you’ll need:
- Valid ID – Canadian passport, permanent resident card, driver’s license, or any government-issued ID.
- Proof of income – A recent pay stub, job letter, or any document that shows your ability to make regular payments.
- Contact information – Phone number, email, and address so we can reach you with your approval.
- Travel details – Destination, preferred travel dates, and flight preferences.
Once your application is submitted, our team reviews it right away. Most approvals are done within 24 to 48 hours. After that, you can choose your flight, sign the agreement, and get ready to go.
💬 Tip: Apply early, especially before holidays or long weekends, to secure your preferred flight dates faster.
❓ Frequently Asked Questions
Q1: Do I need good credit to qualify?
At Heart of Travel we do not run Credit Checks, you can be assured that we do a fast and hassle free application.
Q2: Can I use Fly Now, Pay Later for any destination?
Yes. You can book both domestic and international flights through H-Travel.
Q3: Is there interest or hidden fees?
No. H-Travel believes in clear, honest pricing. You’ll know exactly what you’re paying from the start.
Q4: How long is the repayment period?
Most clients choose between 6 and 12 months, depending on the total cost and their budget.
Q5: Can I apply online or through an agent?
You can do either. Apply directly at H-Travel.ca or speak with one of our friendly agents for help.
💬 Still have questions? Message us and we’ll walk you through the process, step by step.
❤️ Why Book with Heart of Travel
When you book with H-Travel, you’re not just working with another travel agency. You’re partnering with a local team that truly cares about helping people travel with ease and confidence. We’re based in Winnipeg and we understand what it’s like to plan a trip when family is far away or when money is tight.
Our mission is simple: make travel easy, affordable, and stress-free. We offer personalized service, honest pricing, and flexible payment options that match your needs. Every trip is handled by real people who listen, guide, and make sure you’re taken care of.
We’ve helped countless Filipino and Canadian travellers fly home, visit loved ones, and enjoy well-deserved vacations. Many have told us that without Fly Now, Pay Later, their trip wouldn’t have been possible. That’s why we love what we do.
✨ When you choose H-Travel, you’re choosing a team that treats you like family.
🚀 Ready to Fly? Let’s Get You Approved Today
If you’ve been waiting for the right time to travel, this is it. H-Travel makes it easy to book your flight now and pay later with flexible plans that fit your lifestyle. Whether you’re visiting family, going on a long-awaited vacation, or heading home for the holidays, our team is ready to help you get there.
Getting started is simple. Fill out our short application form on H-Travel.ca or message our team for a quick consultation. We’ll walk you through the approval process and find the best flight deals available.
Your next trip doesn’t have to wait. Start your journey today and let H-Travel take care of the rest.
✈️ Apply for Fly Now, Pay Later with H-Travel
Visit H-Travel.ca or contact us on Facebook to get started.